Retirement Savings Calculator
Use this quick calculator to estimate how much your savings could grow by your target retirement age. For a personalized, tax-efficient retirement roadmap, book a consultation with Sarah.
Retirement Savings Calculator
Get a quick estimate of your retirement nest egg based on your current savings and monthly contributions.
Projected savings at age :
This is an estimate only and does not account for inflation, taxes, or market volatility. For a personalized, tax-efficient retirement roadmap, talk to a CPA.
Book a Free ConsultationFrequently Asked Questions
Sarah Songalia is a Philippine CPA, CTEP®-certified estate planner, RFC, FChFP, CMC, and MDRT Lifetime Member with over 25 years of experience. She is the Managing Director of SS & Associates, Program Director of the Entrepreneurs Accounting Academy, founder of Quenta Technologies, and currently serves as President of ACPAFSI.
CTEP® stands for Chartered Trust and Estate Planner. It is a professional designation for estate and trust planning requiring rigorous training in Philippine estate law, taxation, insurance, and succession structures — one of the rarest and most relevant credentials for this work in the Philippines.
Under the TRAIN Law (RA 10963), the estate tax rate is a flat 6% on the net taxable estate after allowable deductions, including a standard deduction of ₱5,000,000. Without proper planning, business owners can face significant liquidity challenges when heirs need to pay this tax.
Yes. Life insurance proceeds paid to a named irrevocable beneficiary are generally exempt from estate tax in the Philippines. They also provide immediate cash to pay the estate tax and maintain business operations while the estate is being settled.
