Personal Financial Planning – Page 3 – Sarah Songalia, CPA | Certified Financial Planner & Estate Strategist

Personal Financial Planning

Practical articles on estate planning, succession, retirement, and corporate advisory in the Philippines — written by CPA and CTEP® Sarah Songalia.

Christmas Savings Fund Philippines: 5 Smart Ways to Prepare

The holiday season in the Philippines comes with real costs — gifts, reunions, travel, and noche buena spreads that can stretch even…

More Filipinos are taking on a second source of income, whether it’s freelance work, online selling, or a small service business on…

Tuition deposits, uniforms, school supplies, and projects all seem to land on the family budget at the same time. A clear back…

Money is one of the most common sources of tension in relationships, and many couples in the Philippines avoid the topic altogether…

Every tax season, the BIR flags thousands of returns for simple, avoidable errors. If you want to steer clear of penalties this…

If you’ve started looking into investing, you’ve probably run into two terms that sound similar but work differently: mutual funds and UITFs.…

January is the month everyone talks about financial goals Philippines households want to hit — and it’s also the month most of…

A year-end financial review Philippines households can rely on doesn’t need to take a whole weekend or require complicated spreadsheets. It just…

13th month pay Philippines deposits start hitting bank accounts every November and December, and for many households it’s the single largest lump…