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Terms and Conditions

Effective Date: August 10, 2025 Website: https://SarahSongalia.com Owner: Sarah Songalia

These Terms and Conditions (“Terms”) govern your access to and use of this website and any services, content, materials, or information made available by or through Sarah Songalia (“we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please refrain from using our site.

Acceptance of Terms

By using this website, you:

  • Acknowledge you have read and understood these Terms.
  • Agree to comply with all applicable laws and regulations.
  • Confirm you are at least 18 years old or have legal capacity to enter into binding agreements.

Professional Disclaimer

  • All content provided is for educational and informational purposes only and does not constitute personalized financial, investment, legal, or tax advice.
  • Any decisions you make based on the information provided on this site are done at your own risk.
  • You should consult with a licensed financial advisor, tax professional, or attorney before making any financial or investment decisions.

Services

  • Services described on this website, including financial planning consultations, are subject to availability and acceptance.
  • We reserve the right to decline, modify, or discontinue services without prior notice.

Intellectual Property Rights

  • All content on this website, including text, graphics, logos, images, videos, and downloadable materials, are the intellectual property of Sarah Songalia or her content providers.
  • You may not copy, distribute, reproduce, or use any content without prior written permission.

Limitation of Liability

  • We make no guarantees about the accuracy, completeness, or timeliness of content on this site.

To the maximum extent permitted by law, we are not liable for any loss, damage, or expenses arising from:

  • The use or inability to use this website.
  • Any third-party services or links.
  • Any reliance on the information provided herein.

Privacy

Your use of this site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

Third-Party Links

  • This website may contain links to third-party websites for convenience.
  • We are not responsible for the content, accuracy, or practices of any third-party sites.
  • Accessing those links is at your own risk.

User Conduct

When using our website, you agree:

  • Not to engage in unlawful, fraudulent, or abusive behavior.
  • Not to attempt to disrupt the website’s functionality through hacking, malware, or other harmful means.

Modifications to Terms

We reserve the right to revise these Terms at any time without prior notice. The updated Terms will be posted on this page, with the effective date updated accordingly. Continued use of the site after changes constitutes acceptance of the new Terms.

Governing Law

These Terms are governed by the laws of the Republic of the Philippines, without regard to its conflict of law principles.

Contact Information

If you have any questions about this Terms and Conditions, You can contact Us: