Why InspiraLife? Top 5 Reasons to Start and Stay Here

There are multiple insurance companies and agencies in the Philippines, all looking for good agents who can help them expand their business. All of them have their own perks, benefits, and rates. So why should you choose InspiraLife?

We are about your growth

We are not here just for our own business. We want our financial advisors to treat their own careers as their own business, and helping them grow will make us grow in the long run. We don’t take shortcuts, because we are here to build careers and ignite the passion within our potential leaders.

We do not send out our agencies into the open without knowing our offerings and products like the back of their hand. Our vision is to have competent financial advisors who will inspire people to live financially healthy lifestyles. Our Basic Training Course and Management Training Program will ensure that you will be ready for any question or concern from any client. The first 90 days in training will change you and your life for the better. Once you pass the Insurance Commission licensure exam, all the hard work and studying will be worth it once you see your income double and triple throughout the years.

We are backed by a global company

PRU Life UK is one of the biggest, oldest, and most respected insurance companies in the globe, with more than 40,000 members in the Philippines alone. It has survived wars, financial crises, calamities, and most recently, a pandemic. Its strength and ability to withstand such events is just proof that all our agents are safe with PRU and Inspira, and just like with all clients, their future is safe here too.

We compensate for every achievement

We do not cut any financial advisor and business leader short. For every successful client or other agent that they train, there is an equivalent compensation. Get up to 45% in commissions, 40% in persistency bonuses, 20% in production bonuses, and 10% in recruitment bonuses! Travel the world with your family and get other incentives such as gadgets, cars, savings fund, HMO, and many more once you start moving up the ladder at Inspira.

We give actual movement and promotions

You no longer have to wait for a recommendation, retirement, or resignation to move up the ladder. The only thing standing between you and a promotion within our agency is yourself. For every significant achievement, get a chance to move from financial advisor to Assistant Unit Manager, Unit Manager, Branch Manager, until you become a member of the President’s Club and receive top recognition for your stellar work.

So what are you waiting for? Challenge your limitations, and turn your passion and purpose into a career of touching each others’ lives while improving yours. Be part of Inspira now by going to our Careers page and find out if you’re what we’re looking for!

From a Job to a Career: Being a Power Leader of the Future

What does it take to have a career? Almost all, if not everyone, has faced this question at some point in their lives. How do you know if what you’re doing right now is something you can passionately do for the rest of your life, and should your plans shape the future, or vice versa?

No matter what you want to achieve in life, one thing is clear: you have to have purpose. Not everyone knows what they wanted to be since childhood, because we didn’t know other choices back then. Having purpose will drive you to achieve more and be more. Purpose, together with support and training, will make your career flourish. And now with InspiraLife, you can have a future with passion and success within the insurance industry.

InspiraLife is one of the local agencies for one of the leading insurance providers in the world. You are sure to have a steady career that will repay your hard work and determination with the right compensation. But beyond this, InspiraLife aims to create and train Power Leaders of the Future: individuals who are capable of leading others to a more financially literate and responsible Philippines. InspiraLife aims to inspire and empower every Filipino with good financial planning not just for themselves, but for their families and businesses.

With a steady support system, consistent training, and an open mindset, Inspira team members succeed, move out of their comfort zones, and achieve things they never thought they would, all the while having a stable income with flexible hours. With InspiraLife, people form their careers and grow their own businesses at the same time. Investing in one’s self with a dependable team and mentors will lead to dramatic growth in worth and income in as short as three years.

Who exactly are we looking for? InspiraLife is looking for individuals who are determined to control their destiny and improve their lives and others’ through proper financial literacy. We will create road maps for careers parallel to the road maps of the future for our clients. We are looking for individuals who do not want to wait anymore for a higher officer to retire or move on from the company before getting a chance to be promoted; people who want to be properly compensated for every bit of hard work that they do.

Discover a version of yourself that you didn’t know existed. Inspire one life at a time, including yours — Check our Careers page now and sign-up for an appointment!

We train, train, and train!

PRU Life UK is one of the biggest, oldest, and most respected insurance companies in the globe, with more than 40,000 members in the Philippines alone. It has survived wars, financial crises, calamities, and most recently, a pandemic. Its strength and ability to withstand such events is just proof that all our agents are safe with PRU and Inspira, and just like with all clients, their future is safe here too.

Am I Too Early or Too Late? When to Insure and Why?

Is there such a thing as timing when it comes to getting insurance? While others believe you can be too young to be thinking or paying for premiums, others also believe it can be too late for some people depending on their age. What are the other kinds of insurance policies one should consider throughout the years?

The most common personal insurance is health insurance. Depending on the coverage, this insurance cushions most of the expenses an individual has to pay for when they get sick. Sometimes, they even get bigger payouts depending on their policy. In the Philippines, the law provides us with agencies that help us with hospital bills, but most of the time, it isn’t just enough.

The next is life insurance — it readies individuals for retirement, certain illnesses or accidents, and yes, eventual passing. While it seems morbid, it ensures that families will no longer have to worry about funeral expenses and other costs that come with death. While health insurance tends to expire after a certain period of time, depending on the contract and the provider, life insurance lasts until the policyholder withdraws their payout or until death.

Other kinds of individual insurance include travel insurance which is usually paid one time along with plane ticket fees, car insurance for automobiles, home insurance, and even pet insurance. For businesses, their insurances give them protection during untoward incidents such as natural disasters, damages, and even robberies. Insurances in general help people live more and worry less. So when is the right time to get one?

The short answer to the question of when you should get life insurance is: as soon as you can. Some types of businesses can’t even open without insurance, and individuals should never underestimate the power and comfort that insurance brings once they start working. While there is very little limit on who can get a life insurance policy, their age and lifestyle does affect the premium or payment to the company.

While it seems too early and your salary may be a little too small to support certain bills and fit in hobbies at the same time, the relief insurance brings is priceless especially when you start needing it. Once you finish paying for one policy, you are still young and can go for another one. The key is always in finding the right insurance provider who will give you the right advice and the right policy to go along with your plans for the future.

InspiraLife is looking for individuals who can and who will lead in the insurance industry. If you are interested, go to our Careers page now and find out how you can change your own life and others’ with us.

Insuring Lives, Insuring the Economy

Every industry is part of the global economy. Every industry plays a part in making sure humanity moves forward and that the state of living improves. How does the insurance industry play its part, and how can you be part of this?

When it comes to insurance, most people only think of their own individual or family policies. But insurance is more than this. It is an industry that touches almost every other industry out there. Aside from personal life insurance, almost everyone has benefited from travel insurance or health insurance that gives financial protection in case of accidents. Businesses, especially banks and stores, are protected by insurance when it comes to untoward incidents.

The insurance industry is vital to the protection of the economy. The Iowa Insurance Institute states that ”the protective safety net of insurance enables businesses to undertake higher-risk, higher-return activities than they would in the absence of insurance. These actions help businesses run successfully, which translate to more jobs and an increase in economic activity.”

In a way, businesses with good financial protection also protect their employees. Economic growth amounts to personal and financial growth for everyone. At this point in time, it is only necessary for everyone to have insurance of some form.

But where can one find a legitimate insurance company that actually works and actually cares? PRU Life UK is one of the biggest and oldest insurance companies in the world, and as one of its agencies in the Philippines, Inspira aims to take everyone to the future by making sure they are financially protected and ready.

Be part of a team that will give Filipinos a financially-ready future. Inspira Life is looking for individuals who can and who care. Go to our Careers page now and find out how you can change your own life and others’ with us.

Changing Lives, One Policy at a Time: Becoming a Financial Advisor

We’ve all experienced it: a friend, former classmate, or an acquaintance over social media sends you a message: “Do you have life insurance already?” For those with their own policies or plans already, these questions are easy to answer. But for those who are not familiar with insurances, they get curious, which begs the question: what is a Financial Advisor, and what exactly do they do?

As suggested by the job title, a financial advisor is someone who is responsible for giving advice to clients about the state of their finances and how to handle it. But being a real financial advisor requires more than that. It requires the passion to change lives with responsible spending and proper planning for the future, both for himself/herself and their families.

As defined by Investopedia, a financial advisor “uses their knowledge and expertise to construct personalized financial plans that aim to achieve the financial goals of clients. These plans include not only investments but also savings, budget, insurance, and tax strategies.” Advisors help clients create and execute financial plans that will benefit them the most, through strategies and policies that will work best for them. They are not the “police” for your money, they are simply here to guide and give perspective into the future. After all, how one spends their money today will affect how much they will have in the future.

Being a financial advisor is no easy task. But given the amount of “advisors” sending us messages and stopping us at the mall, why does it seem that everyone can be one? The answer is in dedication. Yes, anyone can start selling you policies, but not everyone can properly prepare you for a secured financial future. Being the perfect financial advisor is a whole other level.

The right advisor must care. A good financial advisor isn’t concerned with their own deadlines, but their clients’: Is it too late for them to file a policy? How much would they need to save up to be able to retire comfortably by 60 and send their children to school with no worries? Financial advisors are thoroughly involved in their clients’ lives because they care for their futures, and they want to change their lives.

Beyond flexible work schedules and other monetary perks, a career as a financial advisor is rewarding on its own. Being able to go beyond policies and help individuals and families secure their futures and create safety nets in case of untoward incidents is something that not all jobs can offer.

Inspira Life is looking for individuals who can and who care. Go to our Careers page now and find out how you can change your own life and others’ with us.

Lockdown As A Retirement Test

The immediate lockdown that we experienced is actually a test on whether we have the available resources to retire. This should be treated as a wake up call to check how we can do better in handling our finances. Remember, you have two choices at retirement: (1) enjoy your retirement, or (2) retire your enjoyment. The choice is always yours.

Time is everything

I would always go on to ask the participants in my trainings to tell me what they think is the difference between the dead and the living. This would puzzle most but when I start talking about what time does for us, it then dawns on them that the biggest difference between the dead and the living is time. Yes, time is everything. For the dead, their time is up. For us living, we still have time. With time we can still work to achieve our dreams and work on improving ourselves to discover our best version.

Financial Security Is In

The pandemic in more ways than one showed us things we never would have paid attention to because of our busy lives. In an ironic way, it has slowed down our pace, made us look deeper into our lives and prioritize what matters most.

We realized that we can do without the luxuries that we were used to — spa treatments, dining out, travel, facials, massages and the like. As we looked at the luxury items in our closet, we even probably felt regret that we spent so much on these things which we now do not use. In fact, I believe that whenever we heard the words “new normal” we were ready to scream.

The reality of suddenly losing one’s income or assets due to the pandemic’s economic fallout made us rethink how we live and how we handle our finances.

Indeed, we need to change the way we spend our money. If you can’t sustain your family’s financial health during the five or six months of economic hardship, what will thirty years of retirement look like?

Stick to a plan

Having that saving mindset is like a muscle that you need to build over time. It’s like you learning to walk all over again. When you were a child, the more you practiced walking, the longer you could walk unassisted. The longer you walked, the easier it was to climb.

The very first thing that we need to do about changing our mindset about saving is to stick to a life insurance plan. Why? A life insurance plan makes you pay for something that will give you savings in the end. It also adds up as a risk transfer tool for all that may happen to you. Interested in learning the secret of this? Set an online meeting via zoom.

31 Envelope Challenge

In the book of Rory Vaden entitled, Take the Stairs, he explained that taking the stairs is a mindset focused on making more disciplined choices day in and day out.

You see mindset matters. Back in 1999, I was someone who like you, looks forward to paydays. I will never forget that time when my husband and I walked around the university belt in Manila trying to sell the ink of the printer we had sold a few months ago just to have money for food that day.

We weren’t able to sell the ink that day. We passed by restaurants swallowing our saliva and along with it our appetite. We resolved, never again.

My husband came home the following day giving me 31 envelopes. We filled it with 100 pesos and committed to spend only that amount everyday and to deposit whatever was left in the envelopes at the end of the month. It was not easy but it turns out, that was the breakthrough of our financial life.

How about you? What is your 31 envelope challenge?

Build A Sustainable Business

Description

Start your own business alongside accomplished business leaders in a company that is positioned to make its mark in the insurance industry.

THRIVING INDUSTRY

Inspira is a Pru Life UK general agency promoting financial literacy among Filipinos through education and life insurance. It seeks to cultivate the habit of saving into the Philippine population through its well rounded and competent financial advisors.

We offer a proven business plan
Exciting travels and rewards
Coaching and mentoring from experienced agency leaders

AWESOME ENTREPRENEURS

We are looking for driven and self motivated individuals with entrepreneurial mindset to be part of our elite financial advisors whether on a full time or part time basis.

AMAZING PERKS

Excellent growth and advancement opportunities
Top benefits such as HMO, Savings Plan and Life Insurance
Top caliber trainings to give you the edge on your market
Travel incentives

Start Building A Pandemic-Proof Career Now

Discover why this career will put you on the road to financial independence.

Learn More

The Purpose Driven Close

Today, in the first virtual life insurance congress and MDRT day 2020, I share the stage with some of the people I look up to in the industry: Regina Bedoya, Bryan Heckert, Mark Hanna, Robert Young, colleagues in Pru Life UK Joan Chua and our President Jumbing De Rosas, famous basketball coach, Tim Cone and very esteemed colleagues in the industry. This is one of my bucket list. More importantly, this is an affirmation that indeed dreams do come true. Since the very first time I have attended my Annual MDRT Meeting in Philadelphia, I have dreamed of getting on that stage where the best of the best occupy. I believe that this is the first step in that journey.

My topic, Purpose Driven Close is the catalyst of my career. They said that to be successful in sales you need to know how to sell. I believed otherwise. Before entering life insurance, I always felt a selling career was not for me. There was one thing my husband said that made me reconsider. It was that sales is never about selling, it is about educating people about what they want.

I believe that we can achieve whatever we want if we have the courage to believe that we can. What struck me about life insurance was the guarantee that your risks are managed. So my sales process made sure that I get to the purpose of financial planning: having the choice, control and dignity at any point in your life. That to me is financial freedom.

Read: Wealth Management Services

There are four standards of living that we know about: the highest is luxurious and in contrast to that is poverty. In the middle, which is why we call it middle class are two types of middle class: those living on necessity and those living a comfortable life. Understand that whatever standard of living you are in, you will need financial planning. The problem is we think that our breadwinner (man at work) will always be there and will be able to fulfil our dreams. The word positivity has become our philosophy to the point that we deny that anything bad can happen if we just maintain a positive outlook. The bad news is that untimely death, illness and disability can easily blow away our dreams. Think about this: why would a boat carry a lifeboat when all the crew will work towards making sure it reaches its destination safely? It is for the just in case scenarios. We would not want to be caught empty handed now, would we? This is why we need to build a partner for man at work. We call this partner money at work. We all have financial building blocks to develop so we can achieve financial independence and build a legacy. The most basic of financial planning is risk management. This is why we all start with life insurance. The good news is that life insurance policies now have the unit link feature which allows you to invest while building up your protection. What I do is to put together a plan that will help you achieve what you want to happen in your life. Thus, the purpose driven close. If this is something you would like to explore, I would love to hear from you.

The Role of Women in Shaping The Finances of a Household

In my recently concluded webinar on this topic, it was interesting to note that most women are the ones who budget the finances of the household. This may be because of women’s keen attention to details and ability to organize and multi task. Yes, the role of women has evolved throughout the years. The changes from a stay at home parent tending to the kids and the household to a working parent still finding time to balance between the responsibilities of work and the family are not a small laughing matter. Yet, let me just make it clear that gender plays no role in financial success. Truly, that is a function of financial literacy. In fact, in one of the surveys conducted on financial literacy, it appeared that men are 5% more financially literate than women.

Coming from my experience as a mother to three beautiful kids, I taught the lesson on needs and wants everytime we did grocery. I loved going to the grocery with them. At first, it was just to let them fill our cart with what was on my grocery list. If one saw a lollipop or anything else that they wanted, I would always ask if that is necessary. I made them imagine what it would be like eating it. (It was easy because they loved doing the imagine game as kids!) Then I would then make them compare that feeling with another thing they want. Then I would ask them which one they like better. It is then that that they decide which one to buy. When they got older, they took turns making the grocery list. We still went through the same exercise about needs and wants. The only difference this time was that they now had real experience on the things they want, garnered from tasting some food from the lunch boxes of their classmates or playing a gadget their classmates owned. It thrilled me every time they were able to come up with a decision, no matter that the decision may be petty for us adults.

Cash management is a very important aspect in our adult life but it has to be started early on. I started my kids on the concept of saving when they started grade school. I emphasized that saving is a habit that they had to do consistently and until they grow old. So, we opened a junior savings account for each one of them. Needless to say, they had their accounts since they were in first grade. They had their first US trip in 2019 and we made them use their ATMs for the first time. We wanted to test how effective were our lessons on budgeting was. Luckily, we all came home with their accounts still open. They had varied practices in terms of spending but one stark attitude I saw was they were always thinking about what they wanted to buy, comparing prices and looking for alternatives before settling for a buy. No one was an impulsive buyer. It was hilarious when my eldest daughter told us when we were done going around the outlets and eating dinner already that while she was at the outlets, she could almost hear me whispering to her asking whether it was really necessary to buy what she wanted. I was happy to find out that they had sound money habits. Those moments together that we had when they were young were very precious moments that I think has framed their money mindset.

Indeed, best practices start at home. Mothers are the go to for anything that their children need. This results in more interaction. More interaction means more influence. The households finances play a big role in the family’s dynamics. As mothers, I believe it is our role to bring the family’s finances to the forefront and shape the best future for the whole family, together with our husbands.

5 Reasons I Chose To Become A Financial Advisor

A lot of us spend a lifetime looking for the career that will fit us. I am blessed, it only took 15 years of my professional life before I found a purposeful career. It started with my husband being sold an insurance policy by his long time friend. He got interested in the opportunity but instead of him going into the business, he asked me to do it. Being the obedient wife, I just followed. Little did I know that it would be what I have been looking for.

1. We are not paid to enjoy our job because it ceases to become a job when we already enjoy doing it.

I was very apprehensive when my husband asked me to enter the life insurance industry. One, I did not know how to sell and second I am not fond of talking to people. I am an introvert. Truly, there is grace in obedience. Little did I know that I will be educating people on finance (which is my passion) and this is what will change their lives. What started out as a job now became my passion. Before I knew it, it became a part of me. Needless to say, I enjoy helping people reach their financial objectives to this day.

2. An important aspect of our life that serves to define who we become is our career.

Our careers serve as a manifestation of who we are and who we would like to become. Therefore, to do well in any career, it needs to be in alignment with our principles in life. This career challenged the best and the worst in me. Overtime, this made me acknowledge my limitations so I can go beyond them to live the kind of life we all preferred. Overall, this career brought out the best in me.

3. You will get all you want in life if you help others get what they want.

My prayer has always been to be in an industry that will empower other people. This is why my husband and I founded Saavedra Songalia and Associates and Entrepreneurs Accounting Academy. This is to empower businesses to reach their fullest potential. However, without a solution to their needs having known through our coaching, whatever we do will not be successful. Life insurance is overall a tool to transfer risks. Businesses and individuals need to transfer their risks so they can sustain the lifestyle that they have worked hard for. This is why I do what I do. I do not only sell life insurance. I sell programs using life insurance to help you achieve your dreams.

4. Financial literacy will sustain your standard of living.

Man at work needs a partner. We call this partner, money at work. Money at work needs to be big enough to let the family stay at their preferred standard of living. Nothing needs to change if something happens to man at work. After all, our dreams do not change with the demise of a loved one, right? We continue living. Protecting our life from risks, therefore, brings our priorities into perspective and our love for family to the forefront. It is as if we are saying: “Don’t worry I have you covered” and really mean it when the time comes. Having the choice, control and dignity at any point in our lives is financial freedom.

5. No amount of success will replace the failure of family.

A career that enables you to be present in the life of your kids is priceless. A career that gives you time to spend on what matters is God given. A career that provides for the needs of the family without taking you away from them is worth it. This is what I found in my career as a financial advisor. This is also why I am sharing this opportunity to everyone. As I grow my team, one step at a time, it is my fervent prayer that you who is reading this will be one of those who will be blessed with this opportunity. After all we are destined to be the best version of ourselves. Only the right mentor will bring you there. Join me. Together, let’s inspire one life at a time.